She completely turned that upside down and showed me ways to keep track of my finances that not only made sense but felt really rewarding.
I saved $750 in one single month and with each passing week, that amount grows, now that I understand where all of my money is going. (And staying!) My budget is completely demystified and it’s genuinely life-changing.
It feels more important than ever to understand your money as things shift in the world around us. I feel so much relief and I want everyone to learn from Anita the way I have."
"In a very short time, I started noticing a change in behavior."
After working with Anita for a few months, I now have a comfort level and understanding of budgeting concepts and how to apply them to YNAB. I have a much clearer picture of our spending (actuals) vs just the big or obvious items. In a very short time, I started noticing a change in behavior; I would question eating out, delay purchases that were not budgeted for, and did a lot more saving and debt paydown.
There is no way I could have done this on my own. Anita has been an invaluable resource, with exceptional knowledge and patience. She has a very positive attitude and is a true partner/coach, who I continue to work with to keep me honest and on track. Along the way we have encountered some challenges that would have for sure stalled me if I was on my own. I would also say that her flexibility and quick responses have been a huge help to address questions/best practices.
I would give Anita a 10/10 and would absolutely recommend her as a partner in your budgeting/personal finance journey."
Whether you make $20,000 or $200,000 a year if you are using your bank balance to make on-the-spot decisions or swiping that card just hoping for the best...
you're not going to be able to create wealth.
Think about the amount of stress that comes from not having clarity about if you really have enough.
If you would like peace of mind that you can cover the bills, have some fun along the way, and create a savings plan for what's important to you...
"It wasn't a magical number I needed, it was a great teacher and a great tool."
It was always, "When I make $75,000 I'll be fine and won't be living paycheck to paycheck." Slowly that magical number kept creeping up and I discovered it doesn't matter how much you make, more money doesn't mean all your problems will disappear, in fact, they may grow.
I've "tried" a few different types of budgeting but never really stuck with one because they were all manual processes and still never helped me understand how money works. It was only when I started working with Anita did she simplify what I thought was a complicated thing. She explained to me how money works and how to gain control of it.
I'm no longer living with the crippling anxiety of checking my bank account or credit card statement. I know where my money is going and where I need to make changes in my habits. She's illuminated something that's been a deep, dark part of my life and it turns out... it's not so scary.
I'm working on removing shame and other negative emotions from my money management and inserting pride and confidence.
Anita and YNAB have truly changed my life and it wasn't a magical number I needed, it was a great teacher and a great tool."
My personal issue was overspending. If I saw something I liked I just bought it without thinking. Every dollar I earned was spent thoughtlessly, but not anymore! Now I take a pause, check my app and see if it's worth it ❤ Do I want this new purse or do I want to build up my vacation fund faster? THIS. IS. A. GAME-CHANGER!
"I never dreamed this was possible for me."
I have ADHD and am a compulsive spender. My money was always a mess and I never knew where it had gone. I was always afraid to look at my bank accounts and would avoid them until it was too late.
I had tried to use YNAB in the past and failed, and honestly I would have again if not for Anita's patient guidance. It wasn’t easy, but after a few months I FINALLY get it! My life has been completely changed with her help and I am now on my way to a healthy savings and no longer avoid my bank accounts.
I never dreamed this was possible for me."